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Georgia Payday Loans Online. Need a cash advance in Georgia? is the online leader for payday loan and cash advance! Once approved, your GA payday loan will be deposited directly into your checking or savings account. We offer flexible payment options for payday loans & cash advances 2010 Georgia Code TITLE 16 - CRIMES AND OFFENSES CHAPTER 17 - PAYDAY LENDING § 16-17-1 - "Payday lending" defined; legislative findings; prohibited activity; no impairment of agencies with concurrent jurisdiction. O.C.G.A. 16-17-1 (2010) 16-17-1. "Payday lending" defined; legislative findings; prohibited  In the state of Georgia payday lending is prohibited. In fact, there is a ban on payday lenders restricting their operation in the territory of the state according to the Industrial loan act (Ga. Code Ann. 7-3-14. Ga. Comp. R. & Regs. r. 80 3-1.02(7) and O. C.G.A. Section 16-17-1 et seq. ). Payday loans go under a title of small  payday loans lenders in georgia Payday loans are not allowed in the state of Georgia. Please refer to the Georgia Department of Law Consumer Protection Unit if you have been treated unfairly by a lender or debt collector. In Georgia a lender operating within the state may not charge more than 10% interest on loans under $3,000.Nov 10, 2016 On October 31, 2016, the Supreme Court of Georgia issued a lengthy opinion ruling against payday lenders in two cases consolidated on appeal. The two cases (Western Sky Financial, LLC v. State of Georgia, No. S16A1011 and State of Georgia v. Western Sky Financial, LLC, No. S16X1012) involved 

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