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May 11, 2016 Facebook already has a policy to "prohibit ads about payday loans, paycheck advances or any other short-term loan intended to cover someone's expenses until their next payday," according to the social network's website. Google's decision to join Facebook in banning such ads comes as the payday loan 

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Nov 24, 2014 Advocates of payday lending also claim that restricting access to payday loans would simply shift consumer borrowing to other even more expensive forms of credit, such as bounced checks and late fees on bills. Despite the attention paid to payday lending in recent years, the policy discussion has been.