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Mar 10, 2018 Among the provisions in Longview's ordinances is restricting a payday loan to no more than 20 percent of a customer's gross monthly income. For customers who use a vehicle title as collateral, the loan can't exceed 3 percent of the customer's gross annual income, or 70 percent of the motor vehicle's retail 

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There is no down payment and no prepayment penalty. The average APR on Upstart is calculated based on 3-year rates offered in the last 1 month. Your APR and loan amount will be determined based on your credit, income, and certain other information provided in your loan application. Not all applicants will be approved