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fees that can be charged, setting maximum loan amounts per borrower, limiting the term of loans, and setting limits on the number of times a customer may access multiple or repeated payday loans in a given period. Eleven states explicitly outlaw payday loan operations altogether[1] (although payday lending is a de facto 

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Apr 6, 2016 According to Pew survey data, some 12 million Americans — roughly 1 in 20 adults — take out a payday loan in a given year. They tend to be relatively young and earn less than $40,000; they tend to not have a four-year college degree; and while the most common borrower is a white female, the rate of