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These loans are designed to be paid back in a single payment. However, some lenders may be willing to set up installment plans. Q: What happens if my payday loan is rolled over and I still can't pay it off? A: The loan will remain an outstanding debt, which means that the payday lender can sue you in court to get the money 

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11 Answers. Jerry Ayles-Ayler, Founder & teacher: car title loans, payday loans, installment lending Finally, if you did borrow the money, pay them back the loan principal plus maybe 10% interest - just good Karma. Send them a . Finally, never take out a payday loan you think it is unlikely you will be able to pay back.