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Jan 30, 2018 Frustrated consumer advocates are gearing up to put a ballot measure before Ohio voters that would rein in payday lenders in the state. If that sounds familiar, it is because Ohio voters approved a 2008 ballot measure that upheld a law aimed at doing just that. Click here to view more Blade editorials 

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Payday lenders frequently include a disclaimer in the paperwork asserting that the loan is not dischargeable in future bankruptcy proceedings. This statement is a scare tactic and has no basis in law. Payday loans like any other personal unsecured loans can be fully dischargeable in a bankruptcy proceeding.