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Oct 25, 2013 And it's easy to qualify for one: All you need to get a payday loan is a driver's license, a Social Security card, proof of income and a bank account number. But the fees charged by the lenders are so high — up to 574% in some states — that many borrowers can't pay back the loans in time and instead end 

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ASI longtime member Betty was living life on a fixed social security income. She was caught in the predatory trap of payday loans Opens a New Window. . ASII (A Shared Initiative, Inc.) Opens a New Window. to the rescue! Mr. Joseph recognized her situation and called to see what ASI could do to help. Once the initial