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Feb 1, 2018 Efforts to lower the cost of payday loans fail in the Alabama Legislature every year, but reformers are not giving up. Lawmakers from both parties are backing a bill this year to allow payday loan borrowers more time to repay their loans. The sponsor, Sen. Arthur Orr, R-Decatur, said it's a simple bill but would 

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Payday lending has existed in some form for over 100 years, but in its current incarnation it's been around since the early 1990s. A recent Pew Charitable Trust report on Payday Lending in America provides some eye-opening information regarding borrowers and lenders.