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Alaska USA services for you May 6, 2012 Payday loans were supposed to disappear from Arizona in 2010, when a 36 percent annual-interest-rate cap went back into effect - but lenders are finding new ways to charge rates of up to 400 percent on small loans. Two of the state's major national banks offer "advances" on their customers' direct Sep 23, 2016 Arizona Payday Loan Regulations. Payday loans prohibited. Small loan rate cap: 36% annually plus 5% fee. More information: Arizona Department of Financial Institutions Resources: Arizona Payday Loans: Subprime Report  payday loans melbourne au Jan 12, 2016 separately from all other small loan lenders in Arizona. Five years after the payday lending sunset, our organizations launched an inquiry into the title loan market in Arizona and compiled a master list of licensed lenders, matched the Electronic Lien and. Title number to each licensee, examined the loan 

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