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May 13, 2013 Sutton lives in Georgia, a state that has banned payday loans. But World Finance, a billion-dollar company, peddles installment loans, a product that often drives borrowers into a similar quagmire of debt. World is one of America's largest providers of installment loans, an industry that thrives in at least 19 

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In Wisconsin payday lending is legal. The payday laws in Wisconsin are regulated by Wis. Stat. 138.14. Actually, in many states, payday loan services are rigidly regulated. Wisconsin is one of the states where laws are less rigid and allow more freedom for lenders. Small cash short-term loan in amount should not exceed