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Oct 19, 2015 But research shows that the industry appeals to those with financial problems regardless of race or ethnicity. What then tips a loan into the predatory If you have a job (and pay stub to prove it), a payday lending company will allow you to write and cash a post-dated check. For this service the company will 

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Oct 17, 2017 Ohio has the unique distinction of having the highest Payday loan rates in the nation - 591%. When he couldn't afford to pay back the first loan, he ended up taking out additional loans from two other places. Dann has testified in front of the Ohio legislature regarding the problems with Payday loans.