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Aug 21, 2016 Payday and auto title loans are a form of cash advance available to people who might not have access to other forms of credit. Because of the hefty fees and high interest rates, customers very often can't afford to make payments, and so end up refinancing ever-growing balances again and again – what 

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20 hours ago Congress has a dwindling number of days left to stop a Consumer Financial Protection Bureau (CFPB) regulation that will make payday loans difficult for consumers to get. Access to such short-term, small-dollar, high-interest loans may not matter to people who already have savings or credit cards on hand