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A personal loan can help cover immediate or unexpected expenses, such as an auto or large home appliance repair. Once you make the decision to apply for a loan, you agree to pay back the amount you borrowed (the principal), plus the interest and fees. The four common types of loans are installment, payday, title, and 

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Apr 11, 2018 Make sure you know the difference between personal and payday loans. Taking out a personal loan can help you pay off your debt. These loans have much lower interest rates and longer repayment terms than payday loans. If you have poor credit, you'll be happy to learn that you can even find personal