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Payday Loan Debt Traps Explained. Published by clarifi at March 6, 2017. Categories. Understand Loans · What's Your Money Goal? Tags. When cash is tight, some people turn to payday and similar loans to make ends meet. For some people payday loans become debt traps and our new rule aims to end the cycle of debt.

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Mar 18, 2016 District of Columbia enforce rate caps that protect against triple-digit payday loans and the ensuing cycle of debt. Payday lenders tout Florida's payday loan law as model regulation, as it codifies what lenders claim are. “best practices.” Unfortunately, as explained in this brief, these “best practices” are