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Because this model has, at least to date, provided a relatively bulletproof means to circumvent disparate state consumer-protection laws, the model has attracted Internet-based payday and, to a lesser extent, installment lenders. Although data are spotty, it is likely the fastest-growing model for unsecured online lending.

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Jan 22, 2018 The Consumer Financial Protection Bureau pulled a legal action filed last year against four payday loan companies with ties to Kansas. The federal agency dismissed a case filed in April against Golden Valley Lending Inc., Silver Cloud Financial Inc., Mountain Summit Financial Inc. and Majestic Lake