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Most people in need of a new or used car can easily get auto loans as long as they have a steady job that pays a decent wage. Many financial lending companies will approve a person for a loan, even if they've had credit problems because they truly want to help people who may have made financial mistakes in the past.

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Deferred presentment is a service where a company makes a loan to a customer, accepts the customer's check in return and agrees to hold the check for at least five days before presenting the check for payment or deposit. These services are more commonly known as "payday loans". The deferred presentment licensing