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What to Do if You Can't Pay Your Payday Loan | ToughNickelAug 13, 2013 The Justice Department and state regulators are targeting banks that service a broad range of what they consider questionable financial ventures, including some online payday lenders. I applaud the government's efforts to weed out bad actors that engage in fraudulent transactions or violate federal laws. Moneytree® | Washington State Payday Loan, Rates, Fees & Best pick up cash advance Need some quick and easy cash? A payday loan feels easy, but even now the amount of interest you pay has been capped, these loans are still an expensive nightmare. Take one out and you risk scarring your finances, and the possibility of paying back double what you borrowed. We don't like payday loans. Most people 

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Jun 9, 2016 Wisconsin is one of just eight states that has no cap on annual interest for payday loans. In 2015, the average annual interest rate on payday loans in Wisconsin was 565 percent. 'We Need Better Laws,' Says Struggling Borrower; Wisconsin Is One Of Eight States With No Cap On High-Interest Loans.

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A perusal of those financial statements that are public confirms a simple fact: As payday lending exploded, the economics of the business worsened—and are today no better than middling. The Community Financial Services Association argues that a 36 percent rate cap, like the one in place for members of the military, is a