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Senator Gillibrand wants the U.S. Postal Service to offer retail banking Sep 20, 2007 In a victory for consumers, Washington D.C. effectively outlawed payday lending today with the passage of the Payday Loan Consumer Protection Act capping lending interest rates at 24%. The bill was the focus of various lobbyist shenanigans, perhaps best encapsulated in the person of former mayor Definition of Payday Loans, the predatory lending practice of offering short-term, high risk loans to borrowers. An unfair, predatory practice. payday loans in gonzales louisiana Helping our customers during financial need, since 1996.

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